exterior of a building under construction

Artisan & Service Contractor’s Guide to Loss Control

As an artisan or service contractor, it’s important to take measures to prevent losses that could potentially harm your business. This is where loss control comes in. Loss control is the process of identifying, assessing, and mitigating risks that can lead to losses in your business. Here are some loss control tips for artisan and […]

What Is The Difference Between Commercial And Private Auto?

Commercial auto insurance and personal auto insurance are both designed to provide coverage for vehicles, but they have some key differences. The primary difference between commercial and personal auto insurance is that commercial auto insurance is designed for vehicles used for business purposes, while personal auto insurance is designed for vehicles used for personal transportation. […]

What Is Excluded From A Business Owners Policy?

A Business Owners Policy (BOP) is a type of insurance policy that combines various coverages into one comprehensive package, typically designed for small to mid-sized businesses. While a BOP can provide broad protection for a wide range of risks that businesses face, there are some exclusions to be aware of. One common exclusion in BOPs […]

Boat Maintenance: Tips to Properly Care For Your Boat

Owning a boat is a great investment that provides an opportunity for relaxation and recreation. However, just like any other investment, your boat needs to be properly taken care of to maximize its lifespan and ensure safety. Here are some tips to properly care for your boat: Regular cleaning: Regular cleaning of your boat is […]

What Coverage Is Not Included In The Boat Owners Policy

Edit Column Edit Text Editor As a boat owner, it is important to have a comprehensive insurance policy that provides coverage in the event of an accident or damage to your boat. However, it is equally important to understand what is not covered by your boat owner’s policy to ensure that you have adequate […]

What Does Motorcycle Insurance Cover?

Motorcycle insurance in NY is designed to protect you and your motorcycle in the event of an accident or other unforeseen event. This type of insurance coverage can provide financial protection for a variety of situations, including damage to your bike, bodily injury to yourself or others, and liability coverage if you are found to […]

three cars are covered under water due to flood

When Is Flood Insurance Required?

Floods are a common and costly natural disaster that can cause significant damage to homes and personal property. As a homeowner, it’s important to understand when to use flood insurance to protect yourself against potential losses. Oneprime insurance brokerage can help you navigate the complex world of flood insurance and ensure that you have the […]

How Does Flood Insurance Work?

Flood insurance is a specialized type of insurance that provides protection against damage caused by floods. Oneprime insurance brokerage can help you understand how flood insurance works and ensure that you have the appropriate coverage in place. Flood insurance is typically provided by the National Flood Insurance Program (NFIP), which is administered by the Federal […]

two guys pushing a car to move forward in during flood

Why Do We Need Flood Insurance

Floods can happen anywhere, at any time, and to anyone. Oneprime insurance brokerage understands the importance of flood insurance and can help you understand why it is needed. Flood insurance is needed because most standard homeowners insurance policies do not cover damage caused by floods. Flood insurance provides protection against the devastating effects of floods, […]

How Does An Umbrella Policy Pay Out?

An umbrella policy can provide additional liability coverage above and beyond what is provided by your underlying insurance policies. Oneprime insurance brokerage can help you understand when to use an umbrella policy and ensure that you have the appropriate coverage in place. There are several situations where an umbrella policy can provide valuable protection. One […]

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