Get coverage built to protect your disability income.
Oneprime Insurance Brokerage offers short-term and long-term disability income insurance to provide financial protection in the event of a disability. With various benefit amounts and elimination periods, our policies can be customized to meet the unique needs of each client. Contact us to learn more about how disability income insurance can benefit you and your family.
Short term disability
Long term disability
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Here are 6 ways that disability income insurance can help people:
As we go through life, we never know what challenges we may face. One of the most significant challenges can be a disability, which can cause a significant financial burden. Disability income insurance can help alleviate some of that burden, providing financial protection in the event of a disability. At Oneprime Insurance Brokerage, we offer both short-term and long-term disability income insurance policies to help individuals and families protect their financial future.
Short-term disability insurance is designed to provide temporary income replacement for individuals who are unable to work due to an injury or illness. This type of policy typically provides coverage for up to six months or until the individual can return to work. Short-term disability insurance policies can be an essential financial safety net for individuals who are unable to work due to a short-term disability.
Long-term disability insurance, on the other hand, is designed to provide financial protection for individuals who are unable to work due to a long-term disability. This type of policy typically provides coverage for an extended period, such as several years or until the individual reaches retirement age. Long-term disability insurance can provide a more comprehensive financial safety net, covering more significant expenses such as mortgage payments, car payments, and other living expenses.
Both short-term and long-term disability income insurance policies have their own unique benefits, and they can work together to provide a comprehensive financial protection plan for individuals and their families. Some of the benefits of disability income insurance include:
Income Replacement: Disability income insurance can provide a portion of an individual’s income if they are unable to work due to a disability.
Customizable Coverage: Disability income insurance policies can be customized to meet an individual’s unique needs, including benefit amounts, elimination periods, and other coverage options.
Tax-Free Benefits: Disability income insurance benefits are generally tax-free, providing more financial protection for individuals and their families.
Peace of Mind: Disability income insurance can provide peace of mind for individuals and their families, knowing that they have financial protection in the event of a disability.
Supplemental Coverage: Disability income insurance can supplement other disability benefits an individual may receive from their employer or the government.
Flexible Payment Options: Disability income insurance policies can be paid for through a variety of payment options, including monthly or annual premiums.
Protects Retirement Savings: Disability income insurance can help protect an individual’s retirement savings by providing income to cover expenses during a disability.
Covers Essential Expenses: Disability income insurance can help cover essential expenses such as rent, mortgage payments, and utilities, ensuring that individuals and their families can maintain their standard of living during a disability.
At Oneprime Insurance Brokerage, we understand the importance of protecting your financial future. That’s why we offer both short-term and long-term disability income insurance policies to provide financial protection in the event of a disability. Our experienced insurance agents can work with you to determine the appropriate level of coverage for your needs, and help you customize a policy that meets your unique needs and budget.
Our disability income insurance policies are designed to be affordable and flexible, so you can have the peace of mind that comes with knowing that you and your family are protected in the event of a disability. We are committed to providing exceptional customer service, and we are always here to answer any questions you may have about disability income insurance or any of our other insurance products.
In conclusion, disability income insurance is an essential component of any financial protection plan. Whether you’re looking for short-term or long-term coverage, Oneprime Insurance Brokerage can help you find the right policy to meet your needs. Contact us today to learn more about how we can help you protect your financial future. We provide services in Queens NY and surrounding.
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