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Queens, NY 11354

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Get coverage built to protect your disability income.

Oneprime Insurance Brokerage offers short-term and long-term disability income insurance to provide financial protection in the event of a disability. With various benefit amounts and elimination periods, our policies can be customized to meet the unique needs of each client. Contact us to learn more about how disability income insurance can benefit you and your family.

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See all the different ways Oneprime can help protect you.

Short term disability

Learn how you can benefit from Short Term Disability Policy

Long term disability

Learn how you can benefit from Long Term Disability Policy

What risks does your policy cover?

Here are 6 ways that disability income insurance can help people:

Replace lost income
Cover expenses
Pay medical bills
Provide peace of mind
Help maintain a lifestyle
Supplement other benefits
Health Insurance services Queens NY

As we go through life, we never know what challenges we may face. One of the most significant challenges can be a disability, which can cause a significant financial burden. Disability income insurance can help alleviate some of that burden, providing financial protection in the event of a disability. At Oneprime Insurance Brokerage, we offer both short-term and long-term disability income insurance policies to help individuals and families protect their financial future.

Short-term disability insurance is designed to provide temporary income replacement for individuals who are unable to work due to an injury or illness. This type of policy typically provides coverage for up to six months or until the individual can return to work. Short-term disability insurance policies can be an essential financial safety net for individuals who are unable to work due to a short-term disability.

Long-term disability insurance, on the other hand, is designed to provide financial protection for individuals who are unable to work due to a long-term disability. This type of policy typically provides coverage for an extended period, such as several years or until the individual reaches retirement age. Long-term disability insurance can provide a more comprehensive financial safety net, covering more significant expenses such as mortgage payments, car payments, and other living expenses.

Both short-term and long-term disability income insurance policies have their own unique benefits, and they can work together to provide a comprehensive financial protection plan for individuals and their families. Some of the benefits of disability income insurance include:

  1. Income Replacement: Disability income insurance can provide a portion of an individual’s income if they are unable to work due to a disability.

  2. Customizable Coverage: Disability income insurance policies can be customized to meet an individual’s unique needs, including benefit amounts, elimination periods, and other coverage options.

  3. Tax-Free Benefits: Disability income insurance benefits are generally tax-free, providing more financial protection for individuals and their families.

  4. Peace of Mind: Disability income insurance can provide peace of mind for individuals and their families, knowing that they have financial protection in the event of a disability.

  5. Supplemental Coverage: Disability income insurance can supplement other disability benefits an individual may receive from their employer or the government.

  6. Flexible Payment Options: Disability income insurance policies can be paid for through a variety of payment options, including monthly or annual premiums.

  7. Protects Retirement Savings: Disability income insurance can help protect an individual’s retirement savings by providing income to cover expenses during a disability.

  8. Covers Essential Expenses: Disability income insurance can help cover essential expenses such as rent, mortgage payments, and utilities, ensuring that individuals and their families can maintain their standard of living during a disability.

At Oneprime Insurance Brokerage, we understand the importance of protecting your financial future. That’s why we offer both short-term and long-term disability income insurance policies to provide financial protection in the event of a disability. Our experienced insurance agents can work with you to determine the appropriate level of coverage for your needs, and help you customize a policy that meets your unique needs and budget.

Our disability income insurance policies are designed to be affordable and flexible, so you can have the peace of mind that comes with knowing that you and your family are protected in the event of a disability. We are committed to providing exceptional customer service, and we are always here to answer any questions you may have about disability income insurance or any of our other insurance products.

In conclusion, disability income insurance is an essential component of any financial protection plan. Whether you’re looking for short-term or long-term coverage, Oneprime Insurance Brokerage can help you find the right policy to meet your needs. Contact us today to learn more about how we can help you protect your financial future. We provide services in Queens NY and surrounding.

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    Short term disability insurance provides temporary financial support if you are unable to work due to a covered injury or illness. It typically replaces a portion of your income for a limited period, such as three to six months.
    Long term disability insurance provides ongoing financial support if you are unable to work due to a covered injury or illness for an extended period of time, usually beyond the duration of short term disability coverage.
    Eligibility for disability insurance depends on various factors, such as your occupation, income, and medical history. Typically, employers offer disability insurance as a benefit to their employees, but individuals can also purchase it on their own.
    Disability insurance covers a percentage of your income if you are unable to work due to a covered injury or illness. It can cover medical expenses, rehabilitation costs, and other related expenses depending on the policy.
    The cost of disability insurance varies depending on factors such as your age, occupation, income, and health history. Premiums can range from a few dollars a month to several hundred dollars a month.
    To file a claim for disability insurance, you need to notify your insurer of your disability and provide documentation from your healthcare provider. Your insurer will then review your claim and determine if you are eligible for benefits. An experienced insurance agent, like Oneprime Insurance Brokerage, can help guide you through the claims process.

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